2. Financial & Lost Income (The “Safety Net”)
- Lost Wages: Compensation for the time the victim missed at work due to the injury.
- Loss of Earning Capacity: If the injury prevents the victim from returning to their career or limits their future promotion potential.
- Out-of-Pocket Expenses: Travel costs (mileage) to and from doctor appointments, parking fees, and over-the-counter medical supplies.
3. Property & Personal Assets
- Vehicle Repair/Replacement: The cost to fix the car or its current “Fair Market Value” if it was totaled.
- Personal Property: Replacement of items damaged inside the car during the crash (laptops, phones, car seats, or sunglasses).
4. “Hidden” & Intangible Damages (The “Value” of the Settlement)
This is where the “Millions Won” claim usually comes from.
- Pain and Suffering: Compensation for the physical pain and mental anguish caused by the accident.
- Loss of Enjoyment of Life: When an injury stops a person from enjoying hobbies (like sports or travel).
- Loss of Consortium: Impact on the victim’s relationship with their spouse or family.